Variable Life Insurance - How does it work?

Variable life insurance is a type of life insurance policy that combines death benefit protection with an investment component.

It allows policyholders to invest a portion of their premiums in a variety of sub-accounts, which are similar to mutual funds.

This flexibility means that policyholders can adjust their investments to meet their changing needs and objectives.

Additionally, the cash value of the policy will fluctuate with the performance of the investments, potentially increasing the death benefit available to beneficiaries.

Variable life insurance is an excellent choice for those looking for a way to protect their loved ones while also taking advantage of the potential growth in the stock market.