top of page

Long Term Care - Ways to Save Money

When shoud you consider purchasing long term care insurance and how can you save on premiums?


Q: When is the best time to buy long term care insurance?

A: The best time to buy long term care insurance is when you are in your fifties or early sixties, as this is when premiums tend to be the most affordable. However, it is important to remember that the cost of long term care insurance may increase as you age and your health changes. 

Q: What are some ways to save on long term care insurance premiums?

A: There are several ways to save on long term care insurance premiums: 

  •  Shop around and compare different policies to find the best coverage for your needs at the most affordable price. 

  •  Ask your insurance provider about discounts for couples, as well as discounts for paying premiums annually instead of monthly. 

  •  Consider a policy with a higher deductible to reduce your premiums. 

  •  Look into policies with a shorter coverage period. 

Q. How much does long term care insurance cost?

A. The cost of long term care insurance can vary widely depending on your age, health, and the type of policy you choose. Generally speaking, the younger and healthier you are, the lower the premiums will be.

As independent insurance brokers we understand that planning for long-term care insurance can be expensive. That's why we strive to provide our clients with the best and most cost-effective solutions available. 

We can help you reduce the costs associated with long-term care planning by providing comprehensive advice and guidance on the most suitable coverage for your unique needs. 

Our experienced professionals will work with you to determine the best way to minimize your costs while still ensuring that you have the protection you need.

Download this saving guide and contact us today, you'll be glad you did. 

bottom of page